Type in the purchase amount and press the green Enter key. Beyond the customer experience wins, there are greater benefits to be had when you. Acquire credit card from customer and ask to see identification to confirm (official state driver's license, ID card or passport ONLY). Then there is eftpos, which is the debit card payment system that takes funds directly from a customer’s cheque or savings. This may be achieved by pressing the black, unmarked Function key when the terminal is prompting. Worldline (Online EFTPOS). However, below we have broken down some direct and indirect costs you can expect to pay when using an EFTPOS machine. So for an AUD$100 transaction, here is what the fees would look like: Sale amount: $100. Answer. Using our open banking API technology, you can receive payments securely and directly from your customers’ bank accounts. Connecting the device An EFTPOS machine needs to connect to the internet as well as the payment network in order to process payments. Write down purchase total. The cheapest EFTPOS machine, Square Reader, costs $65 incl. Electronic funds transfer at point of sale ( EFTPOS; / ˈɛf ( t) pɒs /) is an electronic payment system involving electronic funds transfers based on the use of payment cards, such as debit or credit cards, at payment terminals located at points of sale. At the Park and Ride exit. Wi-Fi, GPRS/3G/4G or Ethernet (LAN) cable to Bluetooth 4. The network: the rails on which the payment will flow (e. Hey @Cambellmc, If the payment method you’d like to use isn’t being offered to you on the payment page, then it’s most likely not available at. 24/7 support. The perfect gift for any occasion, we guarantee your recipient will be delighted to receive their Prezzy Card. See how to process a refund on your EFTPOS terminal. Does Pak N Save Accept Prezzy Cards? Prezzy cards are accepted anywhere that accepts EFTPOS in New Zealand, which. This eftpos machine can be incorporated into any play scene that has payment, you can include it in shops, cafes, banks, hairdressers, doctors, or even post offices. from a Zero Visa to an Airpoints Platinum. For instance, your surcharge fee might need to be set at 1% — even if the bank charges you 2. Prezzy Card - for Business. RB_Photo • 4 mo. Set-up fees charged by your bank may apply. FAQs and help with using our online payment solutions. The person making the gift chooses how much they want to gift, and the card is “topped up” with that amount. It’s a machine that allows you to take payment via credit card. . Prezzy cards can be used like a Visa card which means they are accepted anywhere. Online Payments. Crypto1. Our EFTPOS network gives you access to real-time transactions so you can check your sales: to the minute, on any device, at any time of the day or night. A PB Tech surcharge of 2. Go nuts fill that card, tell them you love them, your favourite time together you hopes for their future, how great it is now they are off meth. Electronic funds transfer at point of sale (EFTPOS; / ˈ ɛ f (t) p ɒ s /) is an electronic payment system involving electronic funds transfers based on the use of payment cards, such as debit or credit cards, at payment terminals located at points of sale. Extendable with value-added apps and services. PMS integration. 95 charge, regardless of the value you want to put on it. 2️⃣ Select Visa or Mastercard as your payment option (depending on your card type). There are two steps for processing payments using the Integrated Tyro solution:- o Process the payment (i. Mobile EFTPOS, or 'mPOS' devices, cost around $23 - $40 + GST per card reader, per month. Mobile, standalone touchscreen terminal (PAX A920) Cost (rental) Below £12. Plug one end of the Ethernet cable provided into the port labelled with the icon on your Full Feature T650p base. We accept the following cards and payment options:Merchants may charge you an additional fee when using the Visa payment network, whereas EFTPOS network transactions don't normally attract any additional fees when you pay for something. The term can be confusing because while it always refers to the field or system of on-site electronic payments. Customise payments with our App Marketplace. We recommend doing this whenever you face any issues with the terminal. 00 - $1,000. Debit Cards (Savings and Cheque accounts), Credit Cards (Visa®, Mastercard® and China UnionPay™) and Charge Cards (American Express®, Diners Club and JCB). or Contact Sales on 0800 004 905. If your EFTPOS machine doesn’t react to a POS/PMS initiatedTransaction Approved. Save the hassle of shopping for a gift in-store. You did not approve the transaction in your ASB Mobile Banking app within four minutes. Shopify: Set up the Verifone Hosted Cart. Using our open banking API technology, you can receive payments securely and directly from your customers’ bank accounts. Follow these steps to proceed: ASB: Westpac: Cooperative Bank: When you have approved payment, your funds will clear instantly. Turn on your Mobile Hotspot on your phone. You can use the card at bank machines to withdraw cash, and at retailers to buy items using your own money. At first, financial institutions and merchant service companies went. . Last Transaction – Copy. The Verifone VX 690 is the only one of the two that Westpac can set up for independent use – that’s what EFTPOS 1 offers. At the Park and Ride exit. CVV. Once successfully paired, the POS/PMS name will appear on the EFTPOS machine. Here are some quick tips on keeping your terminal clean: > Dust off the keys and printer compartment with a micro-fibre cloth or fine paintbrush. Once completely dry, reconnect it to power and power up. An EFTPOS device that doesn’t speak to your point of sale will make your payments experience cumbersome, and leave a bad impression with your customers. All cards have a 3-year expiry. Buy one today. Charge app fees: $1 (1% of the sale amount) Total fees: $3. Your first month of data is free — then pay just $15 per month. Visa gift cards are thoughtful gifts anyone can enjoy. Our rating (4. Surcharge different credit cards at different rates to reflect different costs of acceptance. Plus, all major cards It’s business as usual for Visa, Mastercard, JCB, and American Express credit and debit cards — all for one flat rate. 1. 00. Fraud protection to help protect you, your business and your customers. Once done, it’s good to go. Surcharging can offset the costs of accepting certain payments. Stripe fees: $1. You can process card-not-present ‘MOTO‘ (mail. valid, it will make a ‘beep' sound or will display a message saying the details. Surcharge different credit cards at different rates to reflect different costs of acceptance. Then press and hold again to turn it back on. Donate Android EFTPOS App. Provides a secure, convenient way to accept payments. Varieties of EFTPOS terminals in Singapore EFTPOS terminal in a restaurant at Toronto Airport. If necessary, verify your information with the bank or card issuer. I have been on a mission to find an EFTPOS Machine that integrates with Shopify POS for our retail store. When you attempt a MOTO transaction the first step is to enter the 16 digits of the customer's card into the EFTPOS machine. [2] 2. Choose smarter EFTPOS solutions with a range of reliable and versatile EFTPOS machines. Fix it. For our Medical Administration students, steps on how to process an EFTPOS transaction The ‘EMV Card Removed’ screen is displayed if the EMV card is removed before the transaction was completed Next Step Terminal Screen If required, re-attempt the transaction Card Removed Press ENTER Key EFTPOS 1 USER GUIDE. In many countries, card transactions are regarded as an essential cost of. It can be registered and used online or in-store and is a great alternative to using your real credit card. They might ask you to provide more information or to download an app before approving your card for use with. Online Payments. A Merchant Account has a one to one relationship with a Card Present or Card Not Present store. Discover your Visa preezy card and shop with the perfect gift. Open it and unroll a fresh roll of receipt paper. Prezzy Card - Your Choice. Set a maximum and/or a minimum surcharge amount. Every month our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. If the eftpos terminal declines, reboot the machine by holding down the func and clear key together. Next, they drove to various service stations around South Auckland and used the man’s credit cards to purchase up to $70,000 of Prezzy Cards - a ploy to launder fraudulently obtained money. If the machine is plugged in but not receiving power, then it will not function properly. Wait for processing to be completed 6. That said, not all fees are transparent and EFTPOS machines have had issues. 1. Make sure to select a secure PIN. Do Prepaid Gift Cards have an expiry date? Yes. Q Card can also be used in store. Debit cards in almost all cases double up as an ATM card, able to take out cash. EFTPOS Terminals. nz; Submit a contact form; Sales: If you’re exploring adapting your business in response to COVID-19, we can help. Read more about printing issues here . See all 10 articles. Items paid on credit attract a percentage of the total, which can be even worse for the seller, depending on the item/value; hence the practice of changing 1% or 1. If you need a mobile EFTPOS solution, click here to find out more about the differences between mobile terminals and mPOS devices. No commitment. First, a Visa gift card doesn’t require you to have a bank account to purchase one; you can pay in cash in a store. Simply buying the card incurs a $5. Westpac Get Paid instore, integrated. What are gift cards Gift Station gift cards are electronic plastic cards, basically the modern version of a gift voucher. Shopping with Prezzy card is much the same as shopping with a credit card. Simply buying the card incurs a $5. Many large hotel chains (including here in NZ) offer various loyalty schemes that reward customers with points that they can use to book hotel stays, upgrades and. Enabling surcharging allows you to recover some or most of the cost of accepting card payments. Where can I use my Prezzy card? You can use your card at selected merchants for in-store purchases, online, over the phone and via mail order, at nearly anywhere that. Please note to be able to process refunds on your EFTPOS terminal, you will need to set this up with you. EFTPOS machines have security features to protect merchants from fraud. Verifone Central Quick Reference Guide. It’s easy to use and perfect for players who want to enjoy all the benefits of online gambling without any hassle. Page 6: Introduction • IP, GPRS, PSTN via additional modem and Argent AABP communications Using NAB Integrated with a POS When NAB Integrated is configured to be used with a POS, all the. Discover your Visa preezy card and shop with the perfect gift. Compact size at 56mm (H) x 78mm (W) x 165mm (L) Compliant with the latest security measures and automatic remote software updates. The ANZ Merchant Electronic facility comprises an ANZ EFTPOS machine, PIN pad, modem and. 4. A debit card may help manage your. 30 for domestic cards. $25. If a place can't process credit (i. Wireless EFTPOS Machines. A POS machine is a device that adds up purchases and facilitates payment. 95". Get in touch with us, at least 10 business days before you need your terminal. 3️⃣ Enter card details, such as the card number and the expiry date printed on the card. At the Short Stay car park exit. . To find these instructions, go to your Gift Card (from your gift email or from your Prezzee Wallet) and select ‘How to. For in-store purchases, use the ‘credit’ button then sign the receipt. If your card doesn’t have a PIN. EFTPOS machines – which can be standalone or connected to a point of sale (POS) system – facilitate the movement of funds from a customer’s credit, charge and debit card account to a nominated business bank account. ; Page 3: Table Of Contents TABLE OF CONTENTS Getting to know your NAB EFTPOS Ingenico terminal Contactless – Tap & Go Sale – Tap Sale – Insert/Swipe using PIN Sale – Insert/Swipe using Signature Sale with. How much does Virtual Terminal cost?*. Hand of customer make payment with contactless credit card with NFC technology on terminal. Disadvantages of Using Prezzy Card as Deposit Method. and then activate your card via our web portal. . I've got a $100 prezzy card but I'd prefer to cash it out. eftpos (lowercase) is a brand in Australia (run by eftpos Payments Australia Ltd), that makes it possible for businesses to receive payments from an Australian customer’s bank account through their debit card as electronic payments at the POS (point of sale). Plug the other end of the Ethernet cable into a free LAN port on your router. EFTPOS Merchant Card (Terminal ID card) • To authorise a refund transaction, swipe through Magnetic Stripe Card ReaderCloseup of mobile payment at coffee shop or restaurant with card reader machine. 00. EFTPOS Machines with powerful features. Normally, you will need a physical EFTPOS machine to allow the card holder to make a payment with these methods. Talk to us about your business today. Tyro Pro EFTPOS machine user guide 5 Return to table of contents 4. Unplug it from power source. Using a NAB Business bank account for payouts gets you a $5 rebate on this monthly fee (i. Point-of-sale. We're available 24/7. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers. If the device needs a smartphone or tablet, you'll need to supply this yourself and some banks also charge a set-up fee starting from $49 + GST, up to $99 + GST. Unlike other similar account-to-account payment methods, Online EFTPOS does not ask you to expose your bank credentials at any part during the transaction, and you can only approve the payment via your banking app. In addition, accepting credit cards on mPOS devices is mandatory which means you will incur. Re-enter the same 4-digit PIN to confirm it. Add your contact details and click Send request. $25. To set-up an EFTPOS facility in your business you will need an EFTPOS terminal provider, a merchant facility with a bank and a network connection. Discounts are available for charities and schools. ATM Solutions was appointed as the first non-bank member of SABRIC (The South African Banking Risk Information Centre) to assist and contribute towards industry initiatives to counter banking scams, ATM vandalisms and card fraud. Can be used at Visa and MasterCard. The following screen will be shown when nothing is entered onto the terminal. 00 - $1,000. The following screen will be shown when nothing is entered onto the terminal. A prepaid card is so great that you can only use it separately for gambling. Splitting Payments on Your Android EFTPOS Terminal. A Prezzy card cannot be used after the card’s expiry date is printed on the front. So as long as you have an agreement. Enter the requested details about your business. Creating a true digital wallet experience, patients can also pay for gap payments simply and. Our gift cards start from $10 and are valid for 3 years. Zeller integrates seamlessly with over 600 different point-of-sale platforms. Hit the Like button and S. Once the Pin Pad is initialized to the bank, the display will prompt Enter Card, swipe the EFTPOS card within the pin pad. Either can integrate with most POS systems. You can use this information to input into your POS/PMS software. The recipient can choose exactly what they want from over 32 million Visa outlets – in store and online. 00. EFTPOS Now enables you to process:A surcharge is a small fee that a merchant can legally add to a credit card or contactless payment to cover the cost of acceptance. Whether you require standalone EFTPOS machines or an integrated EFTPOS product, Smartpay can. In this video I will solve your doubts about how to set up afterpay on eftpos machine, and whether or not it is possible to do this. The term can be confusing because while it always refers to the field or system of on-site electronic payments. Fee 1 – “Card purchase fee” - $5. TIP: Your terminal connects to the base via Bluetooth. Let us know if you've experienced any of these! 1. 2. You will need to have your debit card with you to make the purchase. You can log your machine one by pressing the F4 key in the top right hand corner of the keys. So as long as you have an agreement to use Visa, you can accept. Select Cheque as the account and use the last 4 digits of the card as the PIN. 95 card fee) to $1000 (+5. or Contact Sales on 1800 531 784. At the Long Stay car park entry. ANZ POS TURBO MOBILE is a portable and convenient payment solution that allows you to accept card payments anywhere, anytime. EFTPOS machine. 4. 69% 1 for contactless debit transactions. 5k/mo card turnover: £20 + VAT/mo. Save the hassle of shopping for a gift in-store. Leading EFTPOS Machines for Growing Businesses. $25. Don't leave it in the mailbox. If your EFTPOS machine doesn’t react to a POS/PMS initiatedEFTPOS terminal security: best practices for small business owners. Although it's prepaid, it works via the credit system and not the EFTPOS NZ system. With endless flexibility in how it can be used, your recipient can use their gift to purchase items or services. EFTPOS cards can only be used to pay at an EFTPOS terminal by swiping the magnetic stripe, whereas debit cards can: Be tapped to use 'PayWave'. Virtual Terminal facility costs $10. See how to carry keyed in transaction, Pre-Authorisation and Completion on our Ingenico credit card m. Apply the surcharge to transactions over or under a particular value. Select Online EFTPOS on the “Payment” step in the Checkout and enter your mobile phone number. 1. The customer's bank or credit card scheme. Once successfully paired, you. for every business. . It is a unique technology that allows for the electronic transfer of funds from customers’ bank accounts to your business account during a transaction, eliminating the need for physical cash or checks. Tyro offers a countertop and portable EFTPOS machine for rental, or an app-based card reader with a pay-as-you-go rate and no monthly fee. Tap Manage PIN. most secure ways to pay. If the customer is using a credit card, the payment is processed through their credit card scheme (e. Virtual Visa cards can be redeemed online and used immediately. A long-standing staple of the country’s financial landscape, it has allowed electronic payments at the point of sale for almost four decades. I assume it works anywhere with EFTPOS? Fish and chip shops included? Millie Quin from Waterpolo New Zealand shows us how to redeem a Prezzy® card in-store and online. It might be at the counter or mobile depending on the machine selected. EFTPOS has continued its catch up in contactless payments, announcing that it is now on Android Pay through ANZ Bank and eight credit unions. Square charges one flat fee for all major cards, including American Express. Shop with your Prezzy card. Key features & benefits. It happens. Card Number. credit cards in order to complete the Transaction. ONLINE ONLY. 1. ANZ Merchant Services Support on 1800 039 025 for. 3. Card can be loaded from $25 (+$5. Credit card (offsite) – some sellers may offer in-store payment facilities. This video aims to briefly describe how to set up and use the IWL250 WiFi credit card machine over WiFi. There will be a 2% surcharge applicable for this payment method. EFTPOS Connect Quick Reference Guide (PDF 454KB) EFTPOS Connect User Guide (PDF 2MB) EFTPOS Now Quick Reference Guide (PDF 487KB) EFTPOS Now User Guide (PDF 2MB) EFTPOS Now with Presto User Guide (PDF 1MB) EFTPOS 1 Quick Reference Guide (PDF 151KB) EFTPOS 1 User Guide (PDF 1MB) Cons of the Wise debit card. $0. Transactions are paid directly to the merchants account. A debit card allows you to access available funds in your transactional accounts to make purchases using EFTPOS so you don’t need to carry so much cash around. If your card was stolen or lost, call us on 0800 888 111 so we can arrange a replacement. Tap Cards. More. You should then present your debit card to the merchant for payment. Getting set up 4. check if a transaction has processed. Select Online EFTPOS on the “Payment” step in the Checkout and enter your mobile phone number. For our Medical Administration students, steps on how to process an EFTPOS transactionOnline payments direct from customer accounts. smartpay. Does Kmart Accept Afterpay?. Terminal will prompt to enter CSC – select YES or NO and follow screen prompts. Plus, you can take advantage of exclusive bonuses and promotions when you use Prezzy Cards at the casino. Verifone Central Quick Reference Guide. Remove card when promptedEFTPOS machine. The ‘EMV Card Removed’ screen is displayed if the EMV card is removed before the transaction was completed Next Step Terminal Screen If required, re-attempt the transaction Card Removed Press ENTER Key EFTPOS 1 USER GUIDE. Your debit card has to be linked to an account from which to draw your own funds. EFTPOS. Smartpay EFTPOS machine offers several free features, ensuring a streamlined payment process for your business. Page 31 Operating your EFTPOS terminal Step Step $0. Shopify sells an EFTPOS card reader that works in conjunction with a mobile point of sale (POS) app on iPad or iPhone. co. Tyro EFTPOS machines can accept the following payment types as default: Visa Credit and Visa Debit. A merchant receipt will print after the transaction is processed. Merchant Cards You have been provided with two different types of Merchant Cards - EFTPOS Merchant Card (Terminal ID card) and Merchant Summary Card (Merchant ID Card). An EFTPOS transaction in New Zealand involves several parties: Customer: The individual who initiates the transaction by making a purchase using their EFTPOS, debit or credit card. Used for the first time in calling cards, this revolutionary microprocessor became widely used on bank cards in 1985. So if you want to give $25, you are. The cost of an EFTPOS machine on your counter just doesn't add up for many small businesses. Mastercard® and Debit Mastercard®. The technology captures payment information from your customers’ cards, safely transmits an encrypted version of it to their bank, and processes the transaction so the funds reach your business account. How to Use a Visa Gift Card to Transfer Money. Activate, register and manage your Prezzy ® Card online. Queensgate Shopping Centre Gift Cards can be purchased 7 days a week from our Customer Services Desk using cash, EFTPOS and credit cards (Visa and MasterCard). network fee, ex GST). Best Prezzy Card casino sites also have a minimum deposit amount. Get started with Pay By Link & Verifone Online Payments. There is a Westpc ATM near the Arrivals exit door at airport, and also Westpac staff. Call 1800 730 554. Learn how to process Visa, eftpos, and contactless transactions, as well as refunds, tips and pre-authorisations. Simply repeat the swap process if you still have a remaining balance on your Prezzee Smart eGift Card. To ensure we can help you as quickly as possible, have the following information ready: Terminal ID (located at the top of your merchant receipt) Trading name, address and phone number. You pay $29 + GST per month for the stationary terminal or $39 + GST monthly for a mobile terminal that works on 3G or WiFi. Go. You will then have to initiate the pairing sequences through the POS/PMS software and press “start” on the machine. Real-time reporting. In app. You can use this top-up card in any store or platform that accepts Visa and MasterCard. To restart a Smartpay terminal, press and hold the power button until the machine turns off. 5 per cent surcharge, which would exceed your cost of acceptance for that transaction. As a leading provider of credit and debit card processing facilities and support, ANZ has extensive experience in the development, installation and support of electronic and manual card processing facilities to suit retail or service business needs. From the Menu: 1 . Sometimes when a card number is typed incorrectly it can fire back an invalid transaction. Check if the paper is loaded so it feeds from the bottom of the roll. Online gift cards are also a better environmental choice no plastic gift card means more gift, less waste! For your corporate gift needs, Prezzee Business has you covered. Enter a 4-digit PIN. ; Page 2 YOUR NAB EFTPOS TERMINAL NAB EFTPOS User Guide. You declined the payment notification within the ASB Mobile Banking app. Visa Prezzy Card. If you choose to do that, make sure you understand how your customers might. Select Purchase. I Need An Invoice; I Can't Find My InvoiceIn brief, it refers to the process of accepting credit and debit cards on a card payment machine, where cardholder funds are withdrawn from the cardholder and are deposited in the merchant’s account for a product sold or a service rendered. Depending on the card issuer, customers may also be required to enter their PIN for transactions between $100-$200. Talk to us about your business today. If a customer taps their card, transactions over $200 will require the customer to enter their PIN in the Tyro Go App. Do more than just accept card payments. You will then have to initiate the pairing sequences through the POS/PMS software and press “start” on the machine. Go. You can pay for your order with a credit or debit card. Some ATM fees apply when you make 3 or more withdrawals, worth more than 350 NZD/month. Call 0800 EFTPOS (0800 338 767, option 4) 8 am - 5 pm, weekdays. Here’s an example: Stripe’s merchant fees in Australia are currently 1. Change your paper roll. At the Orchard Road car park exit. Card can be loaded from $25 (+$5. They work like an Eftpos card, and once your payment's been approved, we'll confirm with you that the money's been loaded onto the card and it's ready to use. Visa Prezzy Card. 00 Prezzy Card. Merchant Bank: The financial institution with. Save. If you choose to lease a terminal, you can expect to pay from around $30 - $40 + GST per month, per terminal. Follow these steps to deposit money at a NZ online casino using a Prezzy card: 1️⃣ Go to the cashier section of your account and choose ‘deposit’. Face ID, Touch ID or your passcode is required for purchases on your iPhone, Apple Watch, Mac or iPad. Usually, eGift Cards can be redeemed in on or more of the following options: In store. ANZ Worldline Payment Solutions has several terminals with varying features and capabilities. Swipe or insert the card 4. Page 84 7. This is the simplest explanation. How To Use Your bp eGift Card. Accept Visa, Mastercard®, EFTPOS and UnionPay card payments through your terminal. If you received your Prezzy Card by mail or courier it’s probably locked. Display prompts, notifications and other feedback from the pinpad/client/server. The following payment types can be accepted, but require additional configuration: American Express and JCB – you will either need to provide your American Express ID to Tyro to load into our system,. June 16, 2017. • Press ‘Menu’ • Select ‘Network and Diagnostics’ • Select ‘3G/4G’ or ‘WiFi’ Cleaning your EFTPOS machine Tyro Mobile EFTPOS machine user guide. Optionally, you can also save your card for faster processing of your order in the future. Continued service and support available 24/7. We’re all digital so you can send by SMS or email instantly, (or schedule for the right day and time if you have time to plan ahead). The eftpos can do a log on. We have had a few issues with staff making human. No training needed for you or your staff. Merchant Operating Guide 3. EFTPOS (not to be confused with eftpos, the brand: more on that here) stands for Electronic Funds Transfer at Point of Sale. e the dairy, fish and chip shop etc that have it disabled) then it won't work. You can insert your EFTPOS, Mobilcard or Mobil Smiles card or tap your credit card. Apple Pay is safer than using a physical credit, debit or prepaid card. Access to Verifone Central is free. and then activate your card via our web portal. People prefer to use their own money We’ve been using cash, Internet Banking and EFTPOS in New Zealand for a long time. 00. . We accept the following cards and payment options: Merchants may charge you an additional fee when using the Visa payment network, whereas EFTPOS network transactions don't normally attract any additional fees when you pay for something. Use Zeller Terminal when your team are on the road. Get a wireless EFTPOS terminal that can connect to your Wi-Fi or with a mobile SIM. Accepting payments direct from your customers’ bank accounts. Contact the seller if they haven't sent their bank account details. 2 degrees prezzy card. Give your customers more ways to pay, and make it easier to manage your cash flow and reconciliation. If you swipe a chip card through the EFTPOS terminal, you will be prompted to insert the card into the chip reader on the EFTPOS terminal. Virtual Visa cards can be redeemed online and used immediately.